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A great choice for a holiday home

August 13, 2012 By

When you think about buying a holiday home, it often settles into being a daydream as the costs of owning a second home are really quite significant. When you start to look around at the price of country cottages, you discover that there aren’t so many bargains around these days.

A cheaper alternative is to buy a park home. This may not be quite the chocolate box image you had in mind, but buying a static home on a holiday park has many advantages. Firstly, they’re often in great locations by the seaside or in a beautiful rural location. Secondly, they’re on registered park home sites, so you will have other facilities there – often including social facilities – and the community that that offers.

Although you won’t be in splendid isolation, you’ll have the security of knowing that the park home site is occupied year round, so even if you’re not there, your property you will be relatively secure. Of course, sites vary, so before deciding if and where to buy a mobile home, you need to do some research on the location as well as the static caravan itself.

Many people let out their static caravans to other people as a holiday let, which can be a useful supplementary income; and a good way of using the property while you’re not staying there yourself. Others just keep it for themselves and friends and family to use.

If you own a mobile home, you’ll need to get static caravan insurance for it. Although this isn’t a legal requirement, these are pretty valuable assets and if it went up in smoke or was irreparably damaged by a storm, you wouldn’t be able to recover your losses without insurance.

Mobile home insurance is similar to house insurance, in that you need both buildings and contents cover. Many insurers will only insure mobile homes that are kept on registered and licenced park home sites.

Get some different quotes before you decide which policy to choose. You may wish to go with a specialist leisure insurer. Look Caravan Insurance is available from Look Insurance – a company that specialises in insurance for static caravans, touring caravans, boats, classic cars and holiday homes.

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The Best Caravan Insurance Policy

July 1, 2012 By

Owning a caravan is a great way to have economical holidays while being able to take some home comforts with you. You never have any worries about having uncomfortable pillows or less than perfect bed linen on your travels – you bring your own with you.

Of course, buying a caravan is quite an expensive business, but once you’ve spent the money on purchasing your caravan, each holiday begins to pay back the cost of the vehicle, as you should have many years’ use from it.

The amount you spend depends on whether you’re buying a new caravan or you choose to get a second hand one. There are other costs to think about, including maintenance and repairs, and an annual service.

Another annual cost is insurance. Although it’s not compulsory to have insurance for a caravan it is a small cost compared with the amount you would have to spend if your caravan was damaged or stolen and you didn’t have any cover.

With many insurers you’ll just be offered a standard caravan policy, but if you click here for Touring Caravan Insurance at Look you’ll see that you can build a policy to suit your particular needs. This includes the amount of contents cover you specify and whether you want to increase personal liability limits. And if you have a new caravan you can choose ‘new for old’ cover which means you will get a replacement caravan in case yours is stolen or damaged beyond repair.

If you’re looking to renew your caravan policy in the next few weeks find out about Touring Caravan Insurance here and see what a great price a specialist leisure insurer can offer you.

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Reduce The Cost Of Your Travels

April 20, 2012 By

If you do a lot of driving when you go on holiday, the ever rising petrol prices that we’ve all been subjected to can really make the cost of the holiday rack up. It’s getting to the point where destinations are being changed in order to save money on the amount of petrol being used in journeys.

For instance, if you live in Cornwall and want to go up to Scotland on holiday, driving there will cost you a small fortune, unless you have a car that has really great fuel economy. One option is to fly and then hire a car when you get there, but actually if you work it all out, the flight and the car hire will probably be about the same as driving the whole way. And of course, there are advantages to driving direct from home. Firstly, you’ll have plenty of room to take everything you want without any luggage restrictions imposed by airlines and secondly, you won’t be tied to anyone else’s schedule but your own.

So, if you’re a family that spends a lot of time on the road – whether it’s for an annual holiday to visit distant relations or because you do a lot of weekend trips – it may be worth thinking about changing your car for one that is more economical to run.

The range of eco cars UK showrooms stock has increased greatly in the last decade. Ten years ago, it would have been difficult to find anything that was good on fuel economy and low on emissions. Today that has become the standard, whether or not the car is labelled as an eco-friendly car. All new cars have better fuel economy than their predecessors. Now, whether it’s a hybrid like a Honda Insight or a Toyota Prius or an electric vehicle like a Nissan Leaf, eco cars offer great fuel economy alongside being better for the environment. But there are also new diesels that can better some hybrids on fuel economy and lower emissions.

If you’re considering changing your car, it’s definitely worth doing some decent research to check out all the different options – purchase cost, running costs, fuel economy and performance – as the ones that score most highly across the board may not be the ones you might think.

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